Simplifying life’s financial decisions
Learning about personal finance can be challenging. We make learning about money solutions easy. Our financial articles and tools will help you get where you want to go.
Personal Finance
How to find the best personal loans
A personal loan from the right lender can help with debt consolidation, home renovations, and big-ticket purchases.
Personal Loans
How to pay off credit card debt
Paying off credit card debt can be difficult, but it’s not impossible. These methods can help you get out of debt.
Mortgages
How to choose a mortgage lender
Taking the time to research different mortgage lenders can save you money and headaches down the road.
Student Loans
How to find the best low-interest student loans
When it comes time to choose a student loan, it’s important to understand how to qualify for the best interest rates.
The Latest
I banked $50K by 30 — these are my 5 simple money-saving tips
“First, do all you can with the money you have — create a budget, save where you can, and cut where you can as well," Matilda Littler shared.
What is a student loan deferment?
If you’re struggling with a change to your finances or income, a student loan deferment can give you a break — but it’s temporary. The maximum amount of time you...
Today’s rates fall; 10- and 15-year terms hit 5.625% | June 2, 2023
Borrowers should take advantage of today’s rates, as they have the opportunity to save on their preferred term.
Personal loan deferment: What to know
You may be able to pause loan payments for a time without hurting your credit score.
Personal loan interest rates edge up for 3- and 5-year loans
The latest trends in interest rates for personal loans from the Credible marketplace, updated twice weekly.
Today’s mortgage rates fall, 15-year terms below 6% | June 1, 2023
Mortgage rates have fallen for most terms, starting a downward trend that borrowers should take advantage of to save the most on their preferred term.
What are home repair loans?
Financing a home renovation can be done with several types of loans, including home repair loans.
What to know about getting a personal loan after bankruptcy
Bankruptcy can stay on your credit report for several years, but you can still get a personal loan with the right strategy.
How does ‘buy now, pay later’ work?
“Buy now, pay later,” or BNPL, involves making a purchase with a series of payments. These payments are typically fixed and occur over a set period.
Small personal loans: What to know
Small personal loans are an affordable way to receive quick cash for immediate financial needs.
Today’s lowest mortgage rate? 10-year terms at 6% | May 31, 2023
Borrowers who would like a smaller monthly payment should take advantage of 20-year terms, as they are significantly lower than those of 30-year terms.
Where can I get a personal loan?
Personal loans come in many forms, so it’s important to look at all the options to find the right one for your situation.
What is student loan consolidation?
Student loan consolidation involves combining one or more loans into a new, single loan. However, it’s not for everyone.
How to take out a student loan for college
The process for taking out a student loan varies widely depending on the type of debt you borrow.
Student loan refinance interest rates climb for 5- and 10-year loans
Check out the latest trends in interest rates for student loan refinancing from the Credible marketplace, updated weekly.
Today’s lowest mortgage rate? 10- and 15-year terms | May 30, 2023
Borrowers should take advantage of the lower interest rates of today’s short-term loans before likely future increases.
What happens if you miss a student loan payment?
A missed student loan payment can damage your credit, result in late fees, and eventually lead to more serious consequences.
What are the requirements for a student loan?
In need of a federal or private student loan? Here’s what you need to know about eligibility.
Today’s lowest mortgage rates? 10- and 15-year terms | May 26, 2023
Mortgage rates remain high for longer terms, while shorter terms provide borrowers with the opportunity to lock in lower interest rates.
How to get a student loan in 5 steps
Whether you need a federal or private loan, doing your research now can save you money later.